I want to vomit!

I haven't felt this nasty in a long, long time. I mean more years than you can count on a hand. That puking sick blank stare take your breath away sick! My head is fuzzy, tears are flowing and I have a GIANT headache that just won't go away.

So the ride we are on with our Michigan home has been a roller coaster. First we're up, then we're down... then we're back up, oh no wait down again. Well this time the track is ending and it's on a HUGE down...down...down..... will it stop?

To bring you up to date here's a short recap of the last two weeks:
First we were told we finally have a case manager on our short sale
Next we were told the offer was too great to refuse, should have a closing date set within two weeks.
A week later the bank countered our buyer's offer, the buyers countered back with a perfect market value offer
Five days go by, the bank responds- Nope, sorry, we won't accept ANY short sale at all.
THANKS FOR WAITING THREE MONTHS TO TELL US. GAME OVER. YOU'RE SCREWED.

So now you're up to date. We're screwed. It's a nasty, dirty game between us, the banks and the govn't.
You see we have a govn't backed FHA loan on this home. The mortgage company WANTS us to go into foreclosure (and even told our agent over the phone). It's in their best interests if we go into foreclosure. (sidebar- NO we are not late, nor are we missing payments... just trying to sell the damn thing and move to be with Jeff. Those of you not in MIchigan, the housing values in our county have dropped almost 50% since we purchased our home, so we can't sell it for what we owe and we are essentially "underwater"). You see if it goes into foreclosure then the mortgage company gets reimbursed from the govn't for every penny that they lost. Which would be more in their pocket than if they accepted our short sale!

It's a cruel game, and they are winning it.

So now we are left up SHIT CREEK without a paddle and our hands tied behind our backs.

We can't foreclose on the home and just walk away and deal with the 'usual' 7 year credit hit. Oh no, that'd be too easy. Since Obama's rule, the govn't has been losing too much $ and now they want it back. So if we had to foreclose on this house, once the bank did sell it and get that $ plus the difference from the govn't, we are responsible for paying back that difference to the govn't. To the tune of $100,000 that they would set up a "payment plan" for. A payment plan, automatically deducting a certain amount from his pay for the rest of his life. Sahweeet! That option is out.

Renting you say? Sure, in a perfect world. But as we all know, The Carter's World is NEVER perfect.
Because our county is spiraling out of control right now, the most we could get for a rental would be about $300-500 less than what our mortgage is. Come on, we're in the military- do you think we can cover a house in Virginia as well as any extra $500 bucks a month to cover that difference? Ummm No.
And even if we did get renters in here... what if they lose their jobs? What if they stop paying? Then what? We foreclose? Yeah, No. See above....

SO there is where we are.

Pissed off, with no options and left feeling like this just isn't right. We're a perfect middle class family. We have outstanding credit scores, no bills, never late on payments. Jeff took the military job to provide for his family and look where it's gotten us.
Living Bi-Costal with no end in sight.

So as for now, we have no choice. The kids and I stay here!
Got any ideas?

p.s.- thanks for listening, I'll pay you my therapy bill in sweet baby pictures- Lord knows that's about the only happy thing we have going for us right now!